From the category archives: Insurance Protection Blog


2016-05-31 10:46 AM

Your Mortgage & Home Insurance

As with any contract, your mortgage company will insist you comply with certain requirements, one of these requirements is that you must maintain adequate homeowners insurance coverage. Typically, adequate coverage means that you are insured for the value of your
home to 100% of replacement cost or that you maintain enough coverage to address the amount
of the loan. While the latter may mean that the mortgage company wants enough coverage to pay the
outstanding loan balance, most homeowners policies do not cover the loan amount, just the rebuilding
of a home. In short, the mortgage company wants to make sure that they are protected if your
home suffers an insurable loss such as fire or water damage.

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2016-05-10 10:17 AM

Before Starting a Remodeling Project....Contact Your Insurance Broker

With the spring fast approaching, home improvement activity will be on the rise. For those who are planning to renovate, it is important that you have the right type of insurance and the right amount of coverage.

Insurance should be in place during and after construction. Anyone considering a remodeling project should contact their broker before the process begins. Depending on the scope of work you intend to do, your broker can help you determine if you need to alter your current coverage or add more. Waiting until the project starts or is finished can be an expensive mistake, so take the following important steps to avoid an expensive problem.

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2016-04-26 11:32 AM

9 Important Things to Know About Boat Insurance in Ontario

Here it comes…..we’ve had a few nice days and before you know it, the day will be here when it’s time to put your boat in the water for the first time this year.  You can’t wait!  Lazy days spent on the water, fishing, tubing, having fun with friends and family.

The last thing you want to think about while taking in every bit of summer you can is if you have the proper insurance for your boat or PWC. 

Take a few minutes now (before your boat is in the water) to review these 9 tips about boat and PWC insurance.  In the event of a claim you’ll be glad you did. 

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