Insurance in Toronto with St. Andrews Insurance
Personalized Coverage You Can Count On
St. Andrews Insurance is a leading brokerage providing tailored insurance solutions to individuals and businesses across Toronto. With a focus on personalized service and competitive pricing, we offer a range of insurance products designed to protect your most valuable assets.
Home Insurance
Our comprehensive home insurance policies protect your property and personal belongings from unforeseen events such as fire, theft, and natural disasters. Coverage options include:
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High-Value Home Insurance in Toronto: Specialized coverage for luxury properties and high-value assets.
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Condo Insurance: Covers personal belongings, unit improvements, and liability specific to condo living.
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Seasonal Home Insurance: Protection for vacation and secondary properties from seasonal risks.
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Tenant Insurance: Provides coverage for renters’ personal property and liability.
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House Insurance: Protection for homeowners against structural damage, personal property loss, and liability claims.
Auto Insurance
Stay protected on the road with our reliable auto insurance policies. Whether commuting daily in Toronto traffic or taking weekend road trips, our policies provide protection against collisions, theft, and liability. Coverage options include:
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Standard Auto Insurance: Covers liability, collision, and comprehensive damages.
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High-Risk Auto Insurance: Tailored for drivers with past violations or claims.
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Multi-Vehicle Coverage: Discounts and protection for households with multiple vehicles.
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Classic Car Insurance: Specialized protection for vintage and collectible vehicles.
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Rideshare Insurance: Designed for drivers working with services like Uber and Lyft.
Life Insurance
Secure your family’s financial future with our flexible life insurance plans. We offer term life, whole life, and universal life insurance options to help you plan for life’s uncertainties and provide support for your loved ones in case of an unexpected loss. Coverage options include:
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Term Life Insurance: Affordable coverage for a specific period.
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Whole Life Insurance: Lifetime coverage with a cash value component.
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Disability Insurance: Income replacement in case of injury or illness.
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Universal Life Insurance: Flexible coverage with investment options.
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Critical Illness Insurance: Provides financial support for serious illnesses.
Commercial Insurance
Our commercial insurance solutions are designed for businesses of all sizes. From liability protection to commercial property coverage, we help safeguard your assets and operations. Key products include:
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Commercial General Liability: Protection against third-party injuries and damages.
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Professional Liability Insurance in Toronto: Coverage for professional errors and omissions.
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Commercial Auto Insurance: Fleet and vehicle coverage for business use.
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Business Interruption Coverage: Compensation for lost income due to disruptions.
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Cyber Liability Insurance: Protection against data breaches and cyber threats.
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Commercial Property Insurance: Coverage for physical assets like buildings and inventory.
Group Insurance
Enhance your employee benefits package with our customizable group insurance plans. We offer health, dental, and extended medical coverage options that help attract and retain top talent while keeping your workforce protected. Coverage options include:
- Health Insurance: Coverage for medical expenses and prescription drugs.
- Dental Insurance: Preventative care and major dental procedures.
- Vision Coverage: Exams, glasses, and contact lenses.
- Disability Coverage: Income protection for injured employees.
- Life Insurance: Employee life coverage for financial security.
Travel Insurance
Travel with confidence knowing you’re covered for medical emergencies, trip cancellations, and lost baggage. Our travel insurance plans ensure you can focus on enjoying your trips without worry. Coverage options include:
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Emergency Medical Coverage: Covers unexpected medical expenses abroad.
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Trip Cancellation Insurance: Reimbursement for canceled trips.
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Baggage Insurance: Coverage for lost or delayed luggage.
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Comprehensive Travel Packages: All-in-one protection for multiple trip scenarios.
Wedding Insurance
Protect your special day from unexpected issues with our wedding insurance coverage. From vendor cancellations to weather disruptions, our policies help ensure your wedding day remains unforgettable for the right reasons. Coverage options include:
- Venue Cancellation Coverage: Reimbursement for non-refundable deposits.
- Vendor No-Show Coverage: Compensation for vendor failures.
- Severe Weather Protection: Coverage for postponements due to extreme weather.
Surety Bonds in Toronto
Ensure contract security and financial protection with our surety bond services. We offer:
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Performance Bonds in Toronto: Guarantees project completion as per contract.
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Bid Bonds: Assures bid commitments from contractors.
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Payment Bonds: Ensures payment to subcontractors and suppliers.
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Commercial Surety Bonds in Toronto: Licensing and compliance bonds for businesses.
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Court Bonds: Compliance with legal judgments and court orders.
Our bonds help contractors, developers, and business owners meet contractual obligations and legal requirements effectively.
Frequently Asked Questions
We offer house, condo, tenant, high-value home, and seasonal home insurance.
Yes, we provide specialized policies for high-risk drivers.
Yes, disability insurance is available as part of our life insurance plans.
We cover businesses of all sizes, from small startups to large enterprises.
Why Choose St. Andrews Insurance?
Get a Quote Today
Protect your future with confidence—choose St. Andrews Insurance for your insurance needs in Toronto.